About Us

Theresa Wever

Theresa Wever

Branch Manager

In 1996, after seven years in the banking industry, Theresa opened the Money Concepts Russell office. Since 2012 the office operates under Wever Financial. She is an honours graduate of Kemptville College where she majored in Animal Science and Economics. Theresa obtained the Certified Investment Manager (CIM) designation in 1995, followed by her Certified Financial Planner (CFP) designation in 1997. In addition to her investment background she also obtained her life, accident and sickness insurance license in 1996. Theresa also received her Elder Planning Councellor (EPC) in 2004. In 2016, Theresa added the Master Financial Advisor (MFA) designation with a specialty in Retirement and Estate Planning. Due to our aging population, Theresa also obtained the Certified Executor Advisor (CEA) designation in 2018 to help executors deal with estates.

Theresa and her husband Gerry have a son, Jonathan, and a daughter, Cynthia. Theresa is an active member of the community where she has been the Past President of The Russell Chamber of Commerce, the Past President of the Russell Agricultural Society, member of the finance committee for the Winchester Hospital Foundation as well as a broom ball coach. In her spare time she enjoys golfing, curling, playing the guitar and watching her granddaughters grow up.

Theresa is a firm believer that knowledge is power. Theresa will search through reams of information to help her Clients make informed decisions on the best ways to make their financial dreams a reality. Theresa believes it is very important for her clients to not only earn as much as they can but keep as much after tax dollars as possible.


Investment Funds Advisor, Cynthia Wever, Russell Ontario ON

Cynthia Wever

Investment Funds Advisor

Cynthia joined Wever Financial permanently in April 2009. Prior to that, she was studying Business Administration - Financial Services at La Cité Collégiale where she graduated top of her class while working part-time at an area financial institution as well as at Wever Financial.

In 2009, Cynthia obtained her Mutual Funds license as well as her life, accident and sickness insurance license. In 2012, she obtained her Branch Managers certification. In 2013, she successfully completed the Financial Planning Fundamentals course, one of the many courses required to achieve the Certified Financial Planner (CFP) designation which she is currently working on achieving. In 2014, she successfully completed the Mortgage Agent course. In 2016, she successfully completed the Mortgage Broker course.

Cynthia and her spouse Brad reside just outside of Maxville with their two daughters, Addison, born in 2011 and Deveney, born in 2013. In her spare time, Cynthia enjoys a varied array of sports including broomball, ball hockey, soccer and baseball as well as running after her daughters. In December 2017, she also took the position of treasurer with the Kenyon Agricultural Society.

Cynthia believes that everyone should take the time to prepare their financial futures from start to finish. Whether you are purchasing your first home or getting ready to retire. She wants to help you and your family every step of the way.

Cynthia is fluently bilingual in both French and English and is looking forward to help you and your family achieve your financial goals.

Cynthia shares her time between the Vankleek Hill and Russell offices.


Investment Funds Advisor, Jennifer England, Russell Ontario ON

Jennifer England

Investment Funds Advisor

Jennifer joined the Wever Financial team in March 2018 after being employed for over six (6) years at a local financial institution where she held various roles. This is where Jennifer realized that she had a passion for helping individuals reach their financial goals. In 2013, she obtained her Mutual Funds license. Prior to that Jennifer spent time working in the Federal Government and with the Canadian Armed Forces as a Logistician.

Jennifer is currently taking the Canada Securities Course and is working towards a financial planning designation in the coming future.

Jennifer lives in Embrun with her 2 daughters Madelaine and Stephanie.

In her spare time, Jennifer enjoys reading, keeping active by exercising and going to live music shows.

Jennifer strongly believes that building strong relationships with her clients is the key to achieving financial success. It is never to early to start planning your financial future.

Jennifer is bilingual and is available to meet you in the Russell office, as well as in the Vankleek Hill office weekly on Wednesdays.


Terry Sylvester

Terry Sylvester

Insurance Specialist

Helping people is what brings Terry to work every day. Whether it’s Insurance Planning, Estate Planning, Corporate Succession Planning, Tax Planning or just making sure that your Financial Plan is on track, he wants to help you achieve success! His goal is to make sure that each one of our clients is able to have the lifestyle that they have envisioned for themselves and their families.

Terry has been an Insurance Advisor since 1993. He joined Hollis Insurance Inc. in 2009 and now he is excited to bring his expertise to the Wever Financial Team. Terry combines several years of experience with powerful financial planning software to create a roadmap for achieving success. Where appropriate, he can use Life, Disability, Long Term Care and Critical Illness Insurance to protect the livelihood of his clients and their loved ones.

Terry also enjoys Tax, Estate & Succession Planning. Terry says: "Tax and Estate planning is like a game, CRA makes the rules and I figure out how to apply their rules so that our clients win the game."

Terry lives in Cornwall with his wife Nancy and their 3 children. He is very active in the community and is currently Chair of Heart of the City. He has also chaired the Cornwall Big Brothers and Sisters Annual Golf Tournament and was instrumental in assisting the very successful fundraiser for the Benson Centre in Cornwall.

Working with Wever Financial, Terry looks forward to: "Helping good people who put their clients first!"


Joyce Krencisz

Joyce Krencisz

Client Services Representative
Russell Office Location

Joyce joined the Wever Financial team in March 2007 and brings with her a wealth of experience with over 27 years in the financial services industry.

Prior to joining Wever Financial, Joyce was a Senior Account Manager for one of the country's largest banks, where she always maintained a high level of professionalism and customer service with her customer-first approach.

Joyce is responsible for all the day-to-day administrative functions in the Russell Office and is fluently bilingual in both French and English.

Joyce resides in Embrun with her spouse Pierre and they are proud to be a part of the Prescott-Russell community. In her spare time, Joyce enjoys bowling, badminton and softball.


Rose-Marie Deley

Rose-Marie Deley

Client Services Representative
Vankleek Hill Office Location

Rose-Marie joined the Wever Financial team in August 2011. She has been working in the financial services industry since 1974.

Most of her career was with a major financial institution where she enjoyed helping clients acquire their dream homes and financial success.

You can count on Rose-Marie to help you with any questions you have in regards to online accessibility and scheduling of appointments.

She resides on a small hobby farm, where she enjoys taking care of her many dogs, cats and chickens.

In her spare time, she likes to garden, swim, build and renovate.